No matter why you’re travelling, insurance is a great idea, but before you rush into buying it, it’s best to know what classic insurance plans do and do not cover. So let’s look into it!
Travel Insurance Does Cover
Injury & Illness
One of the most important things travel insurance covers you from is sudden illness or injury. This is what covers you from hospital costs, medication costs, surgery costs, and other such sudden costs that may arise. Sometimes, this will also cover emergency medical evacuation if things get serious.
Lost or Stolen Luggage
More and more we’re hearing online about people losing their baggage, and if this happens to you, it may take weeks to months for your luggage to be returned (if you’re lucky), most of the time, your luggage is gone, and won’t be coming back. When this or theft happens, you can be reimbursed up to the amount your insurer specifies for the contents of your luggage.
Last Minute Changes
Travel is always in flux. Flights can get delayed or cancelled and this can knock back other things you’ve booked ahead, and some of these things may not be able to be refunded or you’ll only get a partial refund, so you would need to be out of pocket to catch up on your itinerary. Travel insurance can reimburse you when things out of your control stress you out.
Add On’s Exist
If your trip is going above and beyond the usual holiday sightseeing trip and you plan to do snow activities, adventure activities, or extreme sports such as bungee jumping, white water rafting and the like, you may want to add on some extra coverage in order to remain entirely safe, as most low-end coverage doesn’t cover this.
Also Read: Know why travel insurance is necessary for an international trip
What Travel Insurance Doesn’t Cover
Certain aspects of your trip and your health are not always covered by travel insurance unless specified by the insurer. These can include the following:
- Certain pre-existing medical conditions
- Anything that may be your own fault
- Any legal costs incurred overseas
- Catching covid, and any delays due to this.
Getting A Good Deal is Hard
If you want to bypass the headaches associated with comparing dozens of travel insurance plans and dealing with everyone’s spam calls and pushy sales tactics, you should consider finding the best price online with Sing Saver. Their online comparison tools allow you to get the best possible price every time! For more information, you can check the Sing Saver website.
